Report

R18 LCMS Foundation

Official Workbook report source text. No analysis has been added.

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Official Workbook report source text

Official Workbook source-navigation report record. No analysis has been added.

Report number/id
R18
Report title
R18 LCMS Foundation
Workbook start page
100
Workbook end page
101
Source pages
100, 101
Source status
source_checked
Committee
Not available
R18
LCMS Foundation
The LCMS Foundation was created in 1958 by the Lutheran 
Church—Missouri Synod to assist Synod members in the creation 
of charitable estate plans, to accept noncash gifts on behalf of Syn-
od organizations, and to help Synod ministries invest the assets they 
possess, whether received as estate gifts or through other sources. 
We celebrate the generosity of God’s people in supporting the 
work of His Church and ask the Lord’s continued blessing on our 
humble efforts that, through His blessing and guidance, the suc-
cessful performance of our tasks will help bring glory to His name.
Gift Planning
During fiscal years 2023–25, the LCMS Foundation distributed 
more than 9,200 gifts totaling $142.5 million to several thousand 
Synod organizations. These organizations include our congrega -
tions and schools, seminaries, districts, and ministries providing 
missionary support, rural and urban outreach, housing assistance, 
and much more.
The gifts the Foundation distributes are a result of the joyful re-
sponse to God’s love found in the hearts of individuals in our Synod 
community. These are primarily planned gifts such as endowments, 
donor-advised funds, charitable trusts, etc., administered by the 
Foundation and distributed to ministry after the donor was called 
to their heavenly home.
To carry out this work, 20 gift planning counselors are locat -
ed across the United States. They assist individuals and families in 
creating comprehensive estate plans to support family and ministry 
with the very best gifts. 
Over the past three years, God truly blessed the work of these 20 
gift planning counselors; they helped donors create new gift plans 
(comprised mostly of future, “planned gifts” to ministry, but also 
often including immediate gifts as well) totaling more than $459 
million.
Transfer the Blessings
Transfer the Blessings, the Foundation’s gift planning ministry 
to LCMS congregations, continues to demonstrate its value in as-
sisting LCMS donors in creating their Lifetime Plan for Giving. The 
ministry pairs a Foundation gift planning counselor with a congre-
gation to work directly and intentionally with members in establish-
ing their charitable Christian estate plans. Transfer the Blessings 
builds upon the relationship members have with their congrega -
tions to produce a broader approach to giving that provides resourc-
es to the church beyond weekly offerings.
Investment Services
Ministries that receive significant gifts from donors or that al-
ready possess sizable assets can benefit by working with the Foun-
dation to invest those gifts for future growth. The Foundation pres-
ently manages $1.6 billion in investment and trust assets on behalf 
of more than 650 Synod organizations.
The new plan is aspirational while tracking quantitative KPIs. 
The KPIs are aligned to five strategic focus areas, or the “Five P’s” 
(People, Partnerships, Platforms, Products, and Profitability). We 
measure what matters. That begins with new global ends policies 
adopted by the board.
LCEF exists so that financial resources and related services are 
available within and beyond the Synod. This occurs when investors 
receive a reasonable rate of return and borrowers pay a reasonable 
rate of interest; when related services foster ministry, innovation 
and growth; and when customer satisfaction is a priority.
LCEF exists so that ministries grow through existing and new 
partnerships. This occurs when collaborative relationships align 
with our strategic goals.
From these, the rest of the plan aligns, ultimately cascading 
down through corporate, division, and individual goals that come 
alive in the annual Ministry and Business Plan.
This plan will direct our work over the next three years. We will 
align resources to achieve the success the Synod expects from its 
extension fund. While having a plan is crucial, our promise is even 
more important. The promise is LCEF will be here today and in the 
future. We will be here providing faith-driven financial solutions to 
strengthen ministries and advance mission-driven projects. We will 
support the growing needs of the Church. As those needs change, 
so will we—financial and strategic partnerships, together in faith.
Supporting the Work of the Synod
Over the triennium, LCEF continued to find ways to support 
the mission priorities of the Synod, including the introduction of 
Real Estate Solutions (RES) as well as the Church Worker Loan 
Pool (CWLP). LCEF’s RES assists LCMS congregations, schools, 
districts and RSOs with their real estate strategy to foster ministry 
by meeting human need and enhancing communities while creating 
alternative sources of revenue to support ministry. With the excep-
tional work of the RES team, LCMS land and assets are staying 
within the LCMS, allowing for further growth and spread of the 
Gospel. 
RES assists congregations, schools, districts and RSOs by cre-
ating campus planning strategies, growing ministry through excess 
real estate while creating alternative sources of revenue, creating 
school and church expansion feasibility studies, providing owner’s 
representation and consulting services for construction projects, 
consulting with highest and best use studies on surplus properties, 
assisting in developing deferred maintenance plans, and providing 
site selection and other real estate brokerage services.
At LCEF, we’re committed to supporting those who dedicate 
their lives to serving the Church. The CWLP provides affordable 
loans, giving LCMS church workers opportunities like homeown-
ership and debt consolidation while easing financial stress.
Investments and donations are accepted to allow church work-
ers to focus on their calling to preach, teach, and serve with their 
whole hearts. Together in faith, we’re making a lasting impact on 
the lives of those who serve Him.
HotChalk, Inc. Litigation Update
On Sept. 19, 2025, LCEF executed a settlement with plaintiff 
HotChalk, Inc. and other parties by which HotChalk agreed, upon 
payment of an agreed settlement amount, to execute a release of 
all claims against LCEF, after which the lawsuit was dismissed. 
The settlement amount is required to remain confidential, but in the

2026 Convention Workbook
101
OFFICER, BOARD, AND COMMISSION REPORTS

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